And I was wrong... the Series X will be $499. But the Xbox All Access is an interesting twist I need to digest. Basically, you can finance a Series S for $24.99 (retail $299) or a Series X for $34.99 (retail $499) over 24 months. That *includes* Xbox Game Pass Ultimate for the two years as well, nominally a $14.99 a month value. Which means you are paying 24 * $10 = $240 for a Series S? $59 less than retail? And you pay 24 * $20 = $480 for a Series X? $19 less than retail? Though, in truth, you should never be paying a full $15 a month for Game Pass since there are sales/deals occasionally if you keep your eyes open. So it's probably best to think of it as paying full price (with NO interest) for a new Xbox over two years and getting a deal on the Game Pass side.
I mean, they are locking you into the Xbox ecology and I'll bet they expect to keep a majority of the Game Pass customers this way (which translates to an even healthier ongoing revenue stream). Or... they are just looking to put pressure on Sony's pricing of the PS5.
Now to decide, does the deal make it worth buying a Series X closer to release?