I find that image incredible creepy.

exactly the point, The need to feel like falling in water, especially with armor, is more then just a falling in a puddle.

I'm clearly missing something. It's just a person in some water. Why is that creepy?*

*Coming from someone who can barely swim, no less.

The endless abyss, the feeling that there is nothing around and nothing to save you, the feeling that you are completely destroyed, even if you manage to stay afloat because you will become tired and will sink to your death. And also the feeling that it's that clear and calm in that big of an area, that maybe something larger then you can fathom is in the area. Waiting, watching...looking for the right time to come for you.

The feeling that it will be a bitch to recover your +3 chainmail after you take it off.

For me I have an insane fear of deep water---the unknown. The abyss below me, the darkness, never knowing what might be looking up at me and licking his lips. And being out of my element----literally.

or that you really wish the druid could become a water animal and save your ass versus large land mammal with a large negative to swim

I love swimming and the ocean, but yesm that pic is creepy to me as well. It's the "Bottomless Abyss" feeling.

Heh I'm scuba certified and still don't like giant open spaces underwater like that.

It's not just the horror of drowning. It's the horror of drowning and no one ever knowing. There is something terrible about the thought of your loved ones not knowing what happened to you.